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809 W Riordan Rd

Flagstaff, AZ 86001

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coverage now

Benefits for our Members

Add more AD&D coverage at a
price you'll like

$20 for $100,000 of coverage.

Why is AD&D
coverage important?

Click below to learn more

Frequently Asked Questions

Q. Do I automatically receive the complimentary $5,000 no-cost AD&D Insurance?
A: No. You must complete the enrollment form.

Q. Do I have to buy Additional Coverage in order to get the $5,000 AD&D Insurance?
A. No. the $5,000 AD&D Insurance Coverage is provided as our gift to you, at no cost, as long as you maintain your membership with us.

Q. Does this cover on-the-job accidents?
A. YES! The coverage is effective 24-hours a day, worldwide. It will pay if you are fighting a fire, serving active military operations, protecting our borders or educating our kids. OUR PLANS TAKE CARE OF YOUR LOVED ONES, REGARDLESS OF OCCUPATION. Not all insurance policies do!

Q. How much additional coverage may I choose?
A. You can elect 100,000, 200,000 or 300,000 of additional coverage

Q. Do I have to take a medical exam or answer a lot of health questions for the AD&D policy?
A. No. There are no medical questions or physical exams required to qualify. . AND YOU DO NOT HAVE TO DEAL WITH PUSHY SALES PEOPLE. EVERYTHING IS DONE SECURELY ONLINE.

Q. When does my coverage begin?
A. The effective date is shown on your Insurance Policy.

Q. How long does it take before I receive my Insurance Policy?
A. It takes less than 24 hours from the time the enrollment form is received to process and issue the Insurance Policy.

Q. What if I decide to cancel?
A. Your coverage features a no-risk 30-day money back guarantee. If you choose not to keep your insurance, simply all toll free 1-800-736-7311, and your insurance will be cancelled immediately.

Q. How will I be billed?
A. You may request to have the premiums automatically debited from your checking account or pay directly

Q. How do I file a claim?
A. Call toll free at 800-736-7311

Apply for your no-cost AD&D policy now.